Some simple Rules for not getting cleaned out when you go shopping at a big Super Store:
1. Stick to the list. This is crucial, especially when you begin to reform your spending. Stick To The List.
2. Have a ‘call your spouse’ rule. The ‘call your spouse rule’ is easy. You call your spouse for any purchase over a certain amount. It works because of our nature. We want things, sometimes we can’t afford them. Calling our spouse gives us time to think it through. If you want it bad enough that you are willing to lie about it to get it, you probably don’t need it. If you want it bad enough it falls under the criteria for the call your spouse rule, you’re going to think hard about it before you call them.
3. Make a list, as you shop, of other things you’d like to buy. This works because you are doing something about it. It works for me because I usually lose my grocery list once I get home–problem solved. You’re not just passing up a great bargain, you’re writing it down, you’re writing the price down, and you’re going to shop online. You’re going to research it and make a wise decision and finally decide, man I really don’t want this thing this bad. Recently I thought about getting a noise cancelling Bluetooth headset for talking while driving and washing dishes. I don’t spend a lot of time on the phone but if I do get a call, its going to be while I need my hands for something else. So I found a nice one at the aforementioned W retailer for $78. That’s a lot of headset. Later, I found the same thing at an online source with free shipping for $50. That’s thirty bucks I save if I buy it, but its really $80 because I didn’t buy it. I waited, I cooled down, and then I decided I could, in fact, live without it.
4. Cut coupons, comp ads, buy clearance items. This is the shopping equivalent of gouging in the trenches. (No I’m not talking about ‘Black Friday Sales’) Listen, this works, OK? Just wait a bit for some things, cut coupons for others, and always, always check the sale folders. It’s not that hard. Most stores with price-match guarantee’s probably appreciate you doing their research for them and if they don’t, they should.
5. Don’t fear the consignment shop. My wife and I make a run through consignment shops whenever we find them. Ok, my wife does. Thank God for DVD players in the van, right? Anyway, whoever is in charge of clothing should seriously consider this because it saves a ton. Here’s an example. Those little Osh-Kosh overalls are about forty bucks retail but you can find them on consignment for about seven. Do I need to say more?
6. A word to the men. Listen, to the ladies I just want to add an apology for rule six. It’s the unspoken rule, for the most part, and I don’t plan to speak of it again. It’s rule six. What that means for the men is this: support your wife if she really wants to do this and life will be easier, you’ll have more money in the bank. If you support her, encourage her, and make it easy for her to do this it will be good for you. Know what I mean? In the long run it will be good for YOU.
7. Know when to quit. I don’t have anything else to say about that so I’m going to call for rule seven.
Now, not only can you rescue your budget, but its biblical and right that you should do so…